In our previous illustration we discussed budgeting and saving for short and long term goals. When you develop budgeting techniques you will be able to plan for vacations as well as any other goals you would like to achieve. You can began saving $100.00 bi-weekly immediately, which will gradually increase over time.
1. Pay yourself first when you receive your pay statement (10%-20%).
2. Set aside a specific amount per pay period for savings.
3. Open a secondary savings account that yields interest.
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